The credit transfer system in higher education offers students flexibility, mobility, and academic continuity. It allows learners to transfer previously earned credits from one university to another without repeating courses, saving time and cost. This system supports students pursuing programs like B.Tech, MBA, or PhD degrees, especially those who relocate or shift institutions. Regulated by the UGC Credit Transfer Policy and managed through the Academic Bank of Credits (ABC), it promotes lifelong learning and multidisciplinary education. Overall, the credit transfer system enhances access, encourages online and distance learning, and aligns Indian education with global academic standards.